100% Black woman-owned · Authorised FSP No. 54066

Insurance that moves
with your world.

Short-term insurance built around South African life — from minibus taxis and trucks to homes, e-hailing and business. Honest advice, the right cover, from a brokerage that knows the road.

24+ years of underwriting expertise · Backed by leading SA insurers · Johannesburg based

What we cover

Comprehensive cover for every need

A full suite of short-term insurance solutions, tailored to the South African context — for individuals, families, fleets and businesses.

Taxi Insurance

Tailored cover for minibus taxi owners and associations — our roots and our specialty.

Motor

Comprehensive private-vehicle cover that protects you, your car and third parties.

Household

Home contents and buildings cover — protecting your family's most valuable space.

Commercial

Business interruption, office contents and liability — keep operations resilient.

Trucks

Heavy-vehicle and goods-in-transit cover for owner-drivers and logistics fleets.

Building

Construction, structures and contract works cover for projects of any scale.

E-hailing

Purpose-built cover for ride-hailing drivers — protection while you earn on the move.

Passenger Liability

Liability protection for the passengers you carry — essential peace of mind.

We also advise on

  • Risk Management Consulting
  • Claims Management & Advisory
  • Broker Portfolio Development & Support

About ZPT

A trusted, woman-owned insurance partner.

ZPT Financial Services is a 100% Black woman-owned short-term insurance brokerage based in Johannesburg. Founded by seasoned insurance professional Zenzile Matlhaku, the company was established to bridge the gap in inclusive, client-focused insurance — especially within underserved markets such as the taxi industry and small to medium-sized businesses.

With over two decades of industry experience, ZPT brings a deep understanding of underwriting, risk management and business development. Our aim is to deliver reliable, transparent and accessible insurance solutions tailored to the South African context.

24+Years of experience
100%Woman-owned
54066Authorised FSP

Our Vision

To be a trusted insurance partner that empowers clients through education, value-driven coverage and sustainable financial protection.

Our Mission

  • Provide innovative, client-focused short-term insurance solutions.
  • Promote financial literacy and insurance awareness in historically excluded communities.
  • Develop young professionals through mentorship and skills transfer.

The ZPT difference

Why clients choose us

01

Experienced Leadership

Led by Zenzile Matlhaku — 24+ years with top firms including Outsurance, Hollard and SA Taxi.

02

Client-Centred Approach

We prioritise understanding your needs and structuring exactly the right cover for them.

03

Empowerment-Driven

Committed to skills development and mentoring the next generation of insurance leaders.

04

Strategic Relationships

Deep ties with taxi associations, brokers and underwriters ensure robust, relevant solutions.

Zenzile Matlhaku, Managing Director of ZPT Financial Services
Managing Director

Leadership

Zenzile Matlhaku

Founder & Managing Director

“I have been in the insurance industry for 24 years and held many positions, which made me an accomplished underwriter with a knack for business development. I am passionate about relationship management, business development, and skills transfer — empowering young people to enter the industry. That, and the scarcity of women-owned brokerages, is what drove me to establish ZPT.”

Qualifications & accreditation

  • Business Management — UCT
  • Insurance & Risk Management — Wits
  • Short-Term Certificate — IISA
  • RE01 & RE05 Regulatory Exams
  • Marketing Diploma — UJ

Underwriters

Backed by South Africa's leading insurers

We place your cover with established, reputable underwriters — giving you the strength, security and claims-paying ability of the country's top names.

FAQ

Questions, answered

Everything you need to know about working with ZPT. Can't find your answer? Get in touch.

Is ZPT Financial Services an authorised insurance provider?

Yes. ZPT Financial Services (Pty) Ltd is an authorised Financial Services Provider (FSP No. 54066), registered in South Africa under Reg. No. 2023/237015/07.

What types of insurance does ZPT offer?

We provide a full suite of short-term insurance — including taxi, motor, household, commercial, trucks, building, e-hailing and passenger liability cover — along with risk management consulting and claims advisory services.

Do you specialise in taxi insurance?

Yes. Tailored cover for minibus taxi owners and associations is one of our core specialities, backed by deep relationships with taxi associations and leading underwriters.

How do I get a quote?

Request a quote using the contact form on this page (it opens a pre-filled email or WhatsApp message), call us on +27 84 589 9411, or email info@zptfinservices.co.za. Quotes are free and there's no obligation.

Which underwriters does ZPT work with?

We place your cover with established South African underwriters, including Hollard, King Price, VUM Taxi Insurance, Mobility, CTU and RTU.

Where is ZPT based and which areas do you serve?

We're based at 25 Nantes Street, Suideroord, Johannesburg, and serve clients across South Africa.

Why use a broker instead of going direct to an insurer?

As an independent brokerage, ZPT works on your behalf — not the insurer's. We compare cover across multiple underwriters, structure the right policy for your needs and budget, and support you personally at claims stage.

How do I submit a claim?

Contact us directly on +27 84 589 9411 or info@zptfinservices.co.za, and our team will guide you through the claims process and liaise with the underwriter on your behalf.

Get in touch

Let's find the right cover for you

Reach out for a no-obligation quote. We respond personally — and quickly.

Request a Quote

Fill this in and we'll open a pre-filled message to send — by email or WhatsApp.